Terms & Conditions

Acceptance of Terms

By accessing and using the website oioerqorkq.com and the services offered by Oioerqorkq S.A. (hereinafter, 'the Company'), you agree to comply with these Terms and Conditions. If you do not agree with any part of these terms, we ask that you do not use our services.

Description of Services

Oioerqorkq S.A. operates a real estate crowdlending platform that allows users to invest in real estate projects in Ecuador. Our services include:

• Access to real estate investment opportunities
• Detailed information about available projects
• Investment management and yield tracking
• Communications related to your account and projects

Eligibility

To use our services you must:

• Be at least 18 years old
• Have legal capacity to enter into contracts
• Provide truthful and up-to-date information
• Not be subject to legal restrictions that prevent you from investing

User Obligations

By using our services, you agree to:

• Provide accurate and complete information during registration
• Maintain the confidentiality of your access credentials
• Not use the platform for illegal or fraudulent activities
• Comply with all applicable laws in Ecuador
• Notify us immediately of any unauthorized use of your account

Investment Risks

Real estate crowdlending investments carry risks. By investing, you acknowledge and accept that:

• Invested capital may be at risk
• Past returns do not guarantee future returns
• Real estate projects may experience delays or difficulties
• Investment liquidity may be limited
• You must make investment decisions based on your own research

Intellectual Property

All content on the website, including texts, graphics, logos, images, and software, is the property of Oioerqorkq S.A. or its licensors and is protected by Ecuador's intellectual property laws.

Limitation of Liability

To the maximum extent permitted by law, Oioerqorkq S.A. shall not be liable for indirect, incidental, special, or consequential damages resulting from the use or inability to use our services.

Termination

We reserve the right to suspend or terminate your access to our services if you breach these Terms and Conditions, without prejudice to any other legal action that may apply.

Modifications

We may modify these Terms and Conditions at any time. Changes will take effect immediately upon posting on the website. Your continued use of the services constitutes acceptance of the modified terms.

Governing Law and Jurisdiction

These Terms and Conditions are governed by the laws of the Republic of Ecuador. Any dispute shall be submitted to the jurisdiction of the courts of the city of Quito, Ecuador.

Contact

For inquiries about these terms, contact us at:

legal@oioerqorkq.com

Av. 6 de Diciembre N32-128, Quito, Ecuador